First credit without percentages
to 50.000 Php for everyone!
On a credit card or in cash
Without unnecessary
documents, instant decision
You have your money
within 15 minutes
Full transparency of
lending conditions
After receiving the application you will be contacted to clarify the details of obtaining the credit. In some cases it can take up to 15 minutes
We draw your attention to the fact that our employees never call customers and demand money from them. If someone is calling you and asked for money that means that scammers are calling!
Scoring – what is it?
The ability to assess a person`s ability to service a credit.
The higher the level to which the borrower corresponds,
the higher the possibility of receiving money and the
better conditions offered to him. If you want to obtain
a credit history, fill out the questionnaire.
Service creditnice.ph provides services for selecting the best option for obtaining loan funds. We cooperate with organizations that offer various conditions for receiving funds throughout Philippines. We are constantly working on the expansion of partner companies. Therefore by filling out an application on our resource you will receive favorable conditions for receiving funds! In the future, the bank or microfinance organization may require additional documents. The application is filled out only in person!
In the case of non-repayment of the credit amount or the amount of interest for the use of credit funds within the stipulated period the creditor will be forced to to users of the average service.
The amount is 30,000 Php, the interest rate per month is 4.5%, and the loan term is 3 months. 4.5 (%) * 3 (months) = 13.5% for 3 months (13.5% * 30,000 Php (loan amount)) / 100% = 4050 Php (amount of accrued interest) 30000 + 4050 = 34050 Php is the amount of money needed to be repaid in 3 months. In case of violation of the terms, the penalty amount is 0.10% of the overdue amount per day, but not more than 10% of the loan amount. In сase of a long delay in repayment, the information will be transferred to the credit bureau. The loan may be extended if the lender is informed in a timely manner (before the loan repayment date) and interest for the initial loan term is paid. There are no additional fees for loan extensions.